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Although each owner with questions should feel free to coordinate with its counsel for questions, the documents attached that are titled Covenants Phase I and Covenants Phase II apply to all three phases. 


The document attached that is titled Covenants Phase III applies only to Phase 3. If you have a question about which phase you are in, please check your deed.


FLP By-Laws also apply to ALL homes in Forty Love Point.


Annual FLP HOA dues for 2024 is $375 per home, and $150 for annual boat storage spots.  There is a non-refundable $100 application fee for each spot, and the annual dues for each spot is $150; $250 total is due at the time of initial registration.    Annual dues must be paid by January 31st every year. 



Closing Attorneys: You must email the FLP Treasurer 10 business days before closing to receive your estoppel letter; the fee for this is $200, paid by the buyer.  

For ARC questions, please contact
 Joe Barkevich - ARC

Please contact ARC before you add anything on to your house outdoors like pools, fences, driveways, etc. 

Boat Storage Policy - Forty Love Point Association, Inc.  


Please read the following rules and regulations before filling out the application for a boat storage spot. 


  •  Boat storage spaces are available for rental on a first come, first serve basis to Forty Love Point homeowners ONLY. Storage spaces can be assigned based on boat size, but a certain spot is not guaranteed. There is a non-refundable $100 application fee for each spot, and the annual dues for each spot is $150; $250 total is due at the time of registration. 

  • Any boat, trailer, personal watercraft, camper, etc. that is stored in this area MUST be registered to the homeowner that is applying for the boat storage spot and must be registered with the Forty Love Homeowner’s Association. Homeowners must fill out an updated form if they sell a registered item or purchase a new item to be stored in the boat storage area. Any temporary structure placed in a storage spot may only be placed on spots approved by the FLP HOA. Only canvas type structures will be approved. 

  • Boat storage spaces are non-transferable when a homeowner sells their home or lot. These storage spaces are rental units and renters have no ownership of the spaces. All items stored must be registered with the Forty Love Point Homeowners Association. If a homeowner sells or purchases new items, you must notify the FLP HOA and update your records with the HOA. 

  • Due to lack of space, only one storage slot is allowed per lot owned (any residents that have more than one spot will be able to keep their spots until they move or forfeit one or both.) Homeowners are assigned a spot number and may not park in any other spot. Failure to comply will result in towing and forfeiting storage spots and privileges. 

  • Loss of space can occur for non-payment of fees, compromising the security of the area, and misuse of space: Example – homeowners may not store trash or items other than boats, trailers, and recreational vehicles (no automobile storage), and all items must be in working condition and possess current valid state registration. No business items (construction and/or landscaping items) can be stored in the boat storage area. Any approved canvas structures must not be torn. 

  • Overnight parking at the boat launch area, on the dock or on land, is not allowed. 

  • Failure to comply to these rules will result in fines assessed according to the FLP Association Covenants and By-Laws at a rate of $30 per occurrence, per day and use of all common areas revoked. 

  • All enforcement and operations fall under the general administration of the Forty Love Point Association, Inc. A.k.a. Forty Love Point Homeowners’ Association, FLP HOA. The FLP HOA board reserves the right to modify the rules or fees associated with the boat storage at any time. 

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